Research

Select papers, projects, and reports by Millicent Labs and our team members.

LOFTHub G20 Project Report

Part of Millicent Labs' winning G20 TechSprint submission, this paper presents a CBDC-focused LOFTHub variant designed to improve liquidity and reduce volatility risk in cross-border payments between emerging and developing countries' currencies.

Elesto Protocol: Self-Sovereign Identity System

The key to the emerging digital society and economy is digital identity, a fundamental component of digital transformation in representing any real-world entity in digital form. An effective digital identity is essential to secure a successful digital future, especially as the demand for digital services grows.

Cosmos Cash: Public Permissionless Approach Towards SSI

In most traditional systems, identity subjects do not control their own identity nor do they control personal data. In contrast, a new self-sovereign identity (SSI) protocol approach gives people ownership and control over their data. Cosmos Cash is an emerging open-source public permissionless protocol designed to be regulatory compliant with respect to Know Your Customer (KYC), anti-money laundering (AML) tracking, Financial Action Task Force (FATF) travel rule, and identity management.